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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,255 | $109,872+70.4% | $98,483+90.1% | $167,536+11.8% |
| Participation rate | 87.5% | 75.8%+11.7pp | 73.3%+14.2pp | 82.1%+5.4pp |
| Annual return | 11.61% | 1959.31%-1947.7pp | 1494.38%-1482.8pp | 478.82%-467.2pp |
| Employer contribution / active EE | $12,033 | $3,225+273.1% | $2,961+306.4% | $4,839+148.7% |
| Participant deferral / active EE | $3,256 | $4,673-30.3% | $4,276-23.9% | $6,342-48.7% |
| Admin fee / account holder | $4,721 | $6,757-30.1% | $5,953-20.7% | $12,315-61.7% |