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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,660 | $105,200+118.3% | $159,474+44.0% | $85,847+167.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 10.39% | 45.08%-34.7pp | 263.68%-253.3pp | 318.61%-308.2pp |
| Employer contribution / active EE | $7,559 | $3,319+127.8% | $4,831+56.5% | $2,565+194.6% |
| Participant deferral / active EE | $4,415 | $5,946-25.7% | $7,353-40.0% | $3,952+11.7% |
| Admin fee / account holder | $11,254 | $6,934+62.3% | $10,802+4.2% | $6,261+79.8% |