See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $847 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,067 | $63,764-23.1% | $81,930-40.1% | $79,858-38.6% |
| Participation rate | 64.5% | 67.5%-3.0pp | 72.0%-7.5pp | 69.6%-5.1pp |
| Annual return | 10.63% | 22.66%-12.0pp | 29.49%-18.9pp | 31.71%-21.1pp |
| Employer contribution / active EE | $1,118 | $1,795-37.7% | $4,310-74.1% | $2,471-54.7% |
| Participant deferral / active EE | $2,406 | $2,780-13.5% | $7,107-66.2% | $3,740-35.7% |
| Admin fee / account holder | $412 | $4,426-90.7% | $5,158-92.0% | $5,306-92.2% |