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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,828 | $76,551+4.3% | $123,894-35.6% | $62,881+27.0% |
| Participation rate | 70.0% | 73.0%-3.0pp | 81.4%-11.4pp | 69.3%+0.7pp |
| Annual return | 7.90% | 18.68%-10.8pp | 47.52%-39.6pp | 20.14%-12.2pp |
| Employer contribution / active EE | $567 | $2,882-80.3% | $4,617-87.7% | $2,281-75.2% |
| Participant deferral / active EE | $3,163 | $4,840-34.6% | $5,984-47.1% | $3,203-1.3% |
| Admin fee / account holder | $13,053 | $4,826+170.5% | $8,357+56.2% | $4,296+203.9% |