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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,305 | $76,371-18.4% | $93,621-33.4% | $72,976-14.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 1.83% | 25.82%-24.0pp | 32.76%-30.9pp | 81.02%-79.2pp |
| Employer contribution / active EE | $2,052 | $2,276-9.8% | $2,719-24.5% | $2,440-15.9% |
| Participant deferral / active EE | $1,397 | $3,538-60.5% | $4,070-65.7% | $3,608-61.3% |
| Admin fee / account holder | $2,386 | $6,839-65.1% | $7,890-69.8% | $5,124-53.4% |