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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,629 | $102,065+19.2% | $453,569-73.2% | $85,847+41.7% |
| Participation rate | 40.7% | 72.4%-31.7pp | 78.0%-37.3pp | 69.3%-28.6pp |
| Annual return | 17.63% | 25.44%-7.8pp | 64.43%-46.8pp | 318.61%-301.0pp |
| Employer contribution / active EE | $0 | $2,852-100.0% | $4,072-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,105 | $4,789-56.1% | $6,211-66.1% | $3,952-46.7% |
| Admin fee / account holder | $8,175 | $5,717+43.0% | $11,214-27.1% | $6,261+30.6% |