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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,312 | $44,103+30.0% | $75,826-24.4% | $64,173-10.7% |
| Participation rate | 50.0% | 62.7%-12.7pp | 68.2%-18.2pp | 69.6%-19.6pp |
| Annual return | -6.60% | -4.72%-1.9pp | 1914.15%-1920.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $580 | $1,446-59.9% | $1,913-69.7% | $2,381-75.6% |
| Participant deferral / active EE | $1,509 | $2,204-31.5% | $2,862-47.3% | $3,470-56.5% |
| Admin fee / account holder | $981 | $3,506-72.0% | $4,726-79.2% | $4,887-79.9% |