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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,753 | $88,707+3.4% | $74,184+23.7% | $273,972-66.5% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.6%-1.6pp | 83.0%-8.0pp |
| Annual return | 7.22% | 11.94%-4.7pp | 17.74%-10.5pp | 41.46%-34.2pp |
| Employer contribution / active EE | $1,428 | $3,159-54.8% | $2,370-39.8% | $4,869-70.7% |
| Participant deferral / active EE | $2,855 | $4,212-32.2% | $3,550-19.6% | $5,287-46.0% |
| Admin fee / account holder | $1,573 | $8,717-82.0% | $5,586-71.8% | $10,133-84.5% |