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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,960 | $315,200-14.7% | $238,191+12.9% | $155,188+73.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.1%+22.9pp | 80.8%+19.2pp |
| Annual return | 15.56% | 10.25%+5.3pp | 13.02%+2.5pp | 148.84%-133.3pp |
| Employer contribution / active EE | $8,303 | $6,383+30.1% | $5,082+63.4% | $4,248+95.5% |
| Participant deferral / active EE | $14,957 | $8,044+85.9% | $6,726+122.4% | $6,531+129.0% |
| Admin fee / account holder | $3,122 | $48,031-93.5% | $34,582-91.0% | $14,480-78.4% |