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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,287 | $91,559+47.8% | $133,978+1.0% | $79,856+69.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 14.39% | 61.85%-47.5pp | 45.10%-30.7pp | 31.71%-17.3pp |
| Employer contribution / active EE | $5,759 | $2,384+141.6% | $3,919+46.9% | $2,471+133.0% |
| Participant deferral / active EE | $5,599 | $3,734+49.9% | $5,047+10.9% | $3,741+49.7% |
| Admin fee / account holder | $4,507 | $6,321-28.7% | $8,930-49.5% | $5,306-15.1% |