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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,158 | $144,130-93.6% | $117,860-92.2% | $147,585-93.8% |
| Participation rate | 80.0% | 83.4%-3.4pp | 79.7%+0.3pp | 82.8%-2.8pp |
| Annual return | 19.33% | 531.20%-511.9pp | 335.10%-315.8pp | 578.58%-559.3pp |
| Employer contribution / active EE | $1,113 | $4,897-77.3% | $3,786-70.6% | $4,876-77.2% |
| Participant deferral / active EE | $1,696 | $5,316-68.1% | $4,482-62.2% | $5,439-68.8% |
| Admin fee / account holder | $2,186 | $10,887-79.9% | $8,021-72.7% | $10,886-79.9% |