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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,875 | $61,660-46.7% | $80,022-58.9% | $64,173-48.8% |
| Participation rate | 55.2% | 71.7%-16.5pp | 75.8%-20.7pp | 69.6%-14.4pp |
| Annual return | -4.93% | -0.33%-4.6pp | 11.22%-16.1pp | 7.63%-12.6pp |
| Employer contribution / active EE | $561 | $1,810-69.0% | $2,468-77.3% | $2,381-76.4% |
| Participant deferral / active EE | $1,879 | $2,968-36.7% | $3,686-49.0% | $3,470-45.8% |
| Admin fee / account holder | $4,421 | $5,417-18.4% | $6,521-32.2% | $4,887-9.5% |