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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,069 | $94,031-20.2% | $115,768-35.2% | $82,448-8.9% |
| Participation rate | 46.0% | 70.4%-24.4pp | 74.4%-28.4pp | 68.1%-22.0pp |
| Annual return | 13.15% | 20.61%-7.5pp | 100.46%-87.3pp | 41.64%-28.5pp |
| Employer contribution / active EE | $742 | $2,323-68.1% | $2,940-74.8% | $2,551-70.9% |
| Participant deferral / active EE | $3,086 | $3,972-22.3% | $4,917-37.2% | $4,139-25.4% |
| Admin fee / account holder | $10,430 | $10,249+1.8% | $12,439-16.2% | $7,234+44.2% |