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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,953 | $209,422-77.1% | $178,503-73.1% | $158,982-69.8% |
| Participation rate | 90.9% | 86.4%+4.6pp | 81.9%+9.0pp | 82.0%+8.9pp |
| Annual return | -5.59% | 188.81%-194.4pp | 151.12%-156.7pp | 302.99%-308.6pp |
| Employer contribution / active EE | $2,065 | $5,707-63.8% | $5,011-58.8% | $4,763-56.6% |
| Participant deferral / active EE | $4,542 | $5,955-23.7% | $5,202-12.7% | $5,983-24.1% |
| Admin fee / account holder | $31,861 | $17,079+86.6% | $13,987+127.8% | $11,252+183.2% |