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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,569 | $58,275+34.8% | $81,844-4.0% | $80,935-2.9% |
| Participation rate | 68.8% | 63.5%+5.3pp | 72.4%-3.6pp | 67.7%+1.1pp |
| Annual return | 10.91% | 41.82%-30.9pp | 778.87%-768.0pp | 35.66%-24.7pp |
| Employer contribution / active EE | $1,375 | $2,346-41.4% | $2,916-52.8% | $2,757-50.1% |
| Participant deferral / active EE | $3,519 | $3,285+7.1% | $4,323-18.6% | $4,299-18.2% |
| Admin fee / account holder | $15,057 | $4,749+217.1% | $7,355+104.7% | $6,924+117.4% |