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| Provider | Service type | Compensation |
|---|---|---|
ACG ADVISORY SERVICES4 years Filed as: ACG ADVISORY SERVICES INC Service code 27 1640 HUGUENOT ROAD · MIDLOTHIAN, VA 23113 | Advisory (Plan) | $34,482 |
NFP RETIREMENT INC1 year Service code 13 120 VANTIS STE 400 · ALISO VIEJO, CA 926562689 | Contract Administrator | $31,867 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, VA 80111 | Recordkeeping Fees | $11,856 |
Filed as: EMPOWER ADVISORY GROUP LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $5,260 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,578 | $78,607+43.2% | $105,624+6.6% | $74,478+51.2% |
| Participation rate | 90.8% | 72.8%+18.0pp | 75.3%+15.6pp | 67.2%+23.6pp |
| Annual return | 10.04% | 15.96%-5.9pp | 116.20%-106.2pp | 1370.56%-1360.5pp |
| Employer contribution / active EE | $2,584 | $2,523+2.4% | $3,168-18.4% | $2,626-1.6% |
| Participant deferral / active EE | $4,741 | $4,325+9.6% | $5,013-5.4% | $4,350+9.0% |
| Admin fee / account holder | $539 | $2,220-75.7% | $10,961-95.1% | $1,946-72.3% |