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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,024 | $102,429+98.2% | $147,096+38.0% | $80,925+150.9% |
| Participation rate | 98.6% | 75.9%+22.7pp | 82.2%+16.4pp | 67.7%+30.9pp |
| Annual return | 15.48% | 135.02%-119.5pp | 419.75%-404.3pp | 35.65%-20.2pp |
| Employer contribution / active EE | $3,294 | $3,716-11.3% | $4,936-33.3% | $2,756+19.5% |
| Participant deferral / active EE | $6,323 | $6,649-4.9% | $8,071-21.7% | $4,299+47.1% |
| Admin fee / account holder | $32,820 | $7,957+312.5% | $13,005+152.4% | $6,940+372.9% |