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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,449 | $117,829+103.2% | $102,423+133.8% | $145,877+64.1% |
| Participation rate | 84.6% | 78.6%+6.0pp | 76.5%+8.1pp | 80.3%+4.3pp |
| Annual return | 11.11% | 31.83%-20.7pp | 29.42%-18.3pp | 551.28%-540.2pp |
| Employer contribution / active EE | $1,613 | $3,615-55.4% | $3,023-46.7% | $4,663-65.4% |
| Participant deferral / active EE | $4,801 | $5,732-16.2% | $5,054-5.0% | $6,691-28.2% |
| Admin fee / account holder | $4,400 | $13,335-67.0% | $9,455-53.5% | $13,402-67.2% |