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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,449 | $117,895+103.1% | $102,460+133.7% | $145,897+64.1% |
| Participation rate | 84.6% | 78.6%+6.0pp | 76.5%+8.1pp | 80.3%+4.3pp |
| Annual return | 11.11% | 31.92%-20.8pp | 29.47%-18.4pp | 552.29%-541.2pp |
| Employer contribution / active EE | $1,613 | $3,619-55.4% | $3,025-46.7% | $4,663-65.4% |
| Participant deferral / active EE | $4,801 | $5,736-16.3% | $5,056-5.0% | $6,689-28.2% |
| Admin fee / account holder | $4,400 | $13,353-67.0% | $9,460-53.5% | $13,390-67.1% |