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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,475 | $154,193-19.9% | $130,045-5.1% | $139,466-11.5% |
| Participation rate | 71.4% | 82.0%-10.5pp | 78.5%-7.1pp | 80.3%-8.9pp |
| Annual return | 24.12% | 32.51%-8.4pp | -137.30%+161.4pp | 373.66%-349.5pp |
| Employer contribution / active EE | $2,675 | $5,292-49.5% | $4,321-38.1% | $4,754-43.7% |
| Participant deferral / active EE | $5,139 | $6,709-23.4% | $5,820-11.7% | $6,712-23.4% |
| Admin fee / account holder | $1,966 | $13,989-85.9% | $10,600-81.4% | $11,409-82.8% |