Filed September 9, 1996
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK4 years Service code 27 · EIN 63-0371391 | Advisory (Plan) | $10,369 |
Service code 37 · EIN 04-2647786 | Loan Processing | $9,534 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,314 | $39,195+107.5% | $98,755-17.7% | $79,386+2.4% |
| Participation rate | 43.7% | 59.8%-16.1pp | 65.7%-22.1pp | 70.7%-27.1pp |
| Annual return | 17.02% | 19.95%-2.9pp | 49.91%-32.9pp | 116.85%-99.8pp |
| Employer contribution / active EE | $0 | $1,334-100.0% | $2,067-100.0% | $2,427-100.0% |
| Participant deferral / active EE | $2,051 | $2,333-12.1% | $3,035-32.4% | $4,046-49.3% |
| Admin fee / account holder | $343 | $365-6.0% | $4,076-91.6% | $626-45.2% |