| Provider | Service type | Compensation |
|---|---|---|
AON CONSULTING1+ years Filed as: AON HEWITT Service code 15 · EIN 36-2235791 | Recordkeeping | $1,755,114 |
NISA INVESTMENT ADVISORS, LLC1+ years Filed as: NISA Service code 28 · EIN 48-1140940 | Investment Management | $1,386,039 |
NORTHERN TRUST COMPANY1+ years Filed as: NORTHERN TRUST Service code 21 · EIN 36-1561860 | Bank Trustee | $671,852 |
MERCER1+ years Service code 11 · EIN 13-2834414 | Actuarial | $440,125 |
STATE STREET GLOBAL ADVISORS1+ years Service code 28 · EIN 04-1867445 | Investment Management | $85,141 |
AVANTE1+ years Service code 38 · EIN 36-4370617 | Participant Communication | $27,085 |
DUGAN & LOPATKA1+ years Service code 10 · EIN 36-2886485 | Accounting | $9,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $0 | $57,821-100.0% | $264,156-100.0% | $57,821-100.0% |
| Participation rate | 0.0% | 5.5%-5.5pp | 45.6%-45.6pp | 5.5%-5.5pp |
| Annual return | 3.85% | 5.86%-2.0pp | 4.74%-0.9pp | 5.86%-2.0pp |
| Employer contribution / active EE | $0 | $10,137-100.0% | $46,220-100.0% | $10,137-100.0% |
| Participant deferral / active EE | $0 | $492-100.0% | $248-100.0% | $492-100.0% |
| Admin fee / account holder | $0 | $387-100.0% | $12,050-100.0% | $387-100.0% |