| Provider | Service type | Compensation |
|---|---|---|
MERRIL LYNCH1 year Filed as: MERILL LYNCH PIERCE, FENNER & SMITH Service code 15 · EIN 13-5674085 | Recordkeeping | $475 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,181 | $85,766+56.4% | $136,298-1.6% | $70,126+91.3% |
| Participation rate | 64.6% | 74.2%-9.5pp | 81.9%-17.3pp | 69.5%-4.9pp |
| Annual return | 8.13% | 31.46%-23.3pp | 5156.27%-5148.1pp | 73.15%-65.0pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $0 | $5,051-100.0% | $6,247-100.0% | $3,332-100.0% |
| Admin fee / account holder | $6 | $5,421-99.9% | $9,244-99.9% | $4,646-99.9% |