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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,996 | $152,619+26.5% | $125,195+54.2% | $152,909+26.2% |
| Participation rate | 85.7% | 83.3%+2.4pp | 79.8%+5.9pp | 82.5%+3.3pp |
| Annual return | 27.16% | 54.85%-27.7pp | 43.79%-16.6pp | 345.46%-318.3pp |
| Employer contribution / active EE | $0 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,508 | $5,869-23.2% | $4,937-8.7% | $5,851-23.0% |
| Admin fee / account holder | $3,132 | $13,437-76.7% | $9,704-67.7% | $11,601-73.0% |