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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,368 | $282,059+31.7% | $213,469+74.0% | $154,746+140.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 5.57% | 20.90%-15.3pp | 20.58%-15.0pp | 172.34%-166.8pp |
| Employer contribution / active EE | $19,193 | $6,189+210.1% | $4,994+284.3% | $4,379+338.3% |
| Participant deferral / active EE | $7,619 | $8,186-6.9% | $6,841+11.4% | $6,730+13.2% |
| Admin fee / account holder | $48,062 | $37,435+28.4% | $27,141+77.1% | $14,365+234.6% |