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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,368 | $239,571+55.0% | $183,328+102.6% | $137,256+170.6% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 80.0%+20.0pp |
| Annual return | 5.57% | 35.69%-30.1pp | 29.67%-24.1pp | 220.34%-214.8pp |
| Employer contribution / active EE | $19,193 | $6,148+212.2% | $5,055+279.7% | $4,156+361.8% |
| Participant deferral / active EE | $7,619 | $7,995-4.7% | $6,795+12.1% | $6,407+18.9% |
| Admin fee / account holder | $48,062 | $30,059+59.9% | $21,427+124.3% | $12,270+291.7% |