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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,072 | $140,578-92.8% | $100,671-90.0% | $125,389-92.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 70.7%+29.3pp | 83.2%+16.8pp |
| Annual return | 4.79% | 24.67%-19.9pp | 20.43%-15.6pp | 282.24%-277.4pp |
| Employer contribution / active EE | $0 | $5,965-100.0% | $4,012-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,327 | $3,981-66.7% | $3,144-57.8% | $5,352-75.2% |
| Admin fee / account holder | $13,277 | $6,716+97.7% | $4,850+173.8% | $9,541+39.2% |