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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,379 | $73,009-80.3% | $90,760-84.2% | $68,486-79.0% |
| Participation rate | 63.2% | 70.8%-7.7pp | 75.7%-12.5pp | 67.9%-4.7pp |
| Annual return | 13.18% | -13.81%+27.0pp | -12.16%+25.3pp | -7.85%+21.0pp |
| Employer contribution / active EE | $2,665 | $2,193+21.6% | $2,922-8.8% | $2,597+2.6% |
| Participant deferral / active EE | $4,140 | $3,626+14.2% | $4,565-9.3% | $4,028+2.8% |
| Admin fee / account holder | $124 | $5,896-97.9% | $8,444-98.5% | $5,404-97.7% |