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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,362 | $68,681-22.3% | $86,625-38.4% | $85,851-37.8% |
| Participation rate | 72.2% | 66.4%+5.9pp | 71.6%+0.6pp | 69.3%+2.9pp |
| Annual return | 11.32% | 20.12%-8.8pp | 63.52%-52.2pp | 318.63%-307.3pp |
| Employer contribution / active EE | $116 | $1,880-93.8% | $2,496-95.3% | $2,565-95.5% |
| Participant deferral / active EE | $1,273 | $2,919-56.4% | $3,700-65.6% | $3,952-67.8% |
| Admin fee / account holder | $1,838 | $5,974-69.2% | $5,830-68.5% | $6,261-70.7% |