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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,208 | $73,988+11.1% | $96,538-14.8% | $75,177+9.4% |
| Participation rate | 80.9% | 66.4%+14.4pp | 74.3%+6.5pp | 67.2%+13.6pp |
| Annual return | 11.30% | 26.73%-15.4pp | 35.74%-24.4pp | 160.75%-149.5pp |
| Employer contribution / active EE | $3,280 | $2,930+11.9% | $3,740-12.3% | $2,671+22.8% |
| Participant deferral / active EE | $6,763 | $3,660+84.8% | $4,880+38.6% | $4,126+63.9% |
| Admin fee / account holder | $3,760 | $5,220-28.0% | $6,737-44.2% | $5,651-33.5% |