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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,161 | $104,953+89.8% | $84,637+135.3% | $152,909+30.2% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 20.63% | 373.94%-353.3pp | 258.82%-238.2pp | 345.46%-324.8pp |
| Employer contribution / active EE | $3,392 | $3,304+2.7% | $2,653+27.8% | $4,764-28.8% |
| Participant deferral / active EE | $7,080 | $4,691+50.9% | $3,900+81.5% | $5,851+21.0% |
| Admin fee / account holder | $910 | $6,244-85.4% | $4,914-81.5% | $11,601-92.2% |