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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,270 | $117,895-58.2% | $102,460-51.9% | $145,897-66.2% |
| Participation rate | 94.4% | 78.6%+15.8pp | 76.5%+17.9pp | 80.3%+14.1pp |
| Annual return | 13.18% | 31.92%-18.7pp | 29.47%-16.3pp | 552.29%-539.1pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,382 | $5,736-23.6% | $5,056-13.3% | $6,689-34.5% |
| Admin fee / account holder | $3,635 | $13,353-72.8% | $9,460-61.6% | $13,390-72.9% |