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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,798 | $77,817+282.7% | $123,553+141.0% | $64,173+364.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -5.24% | 12.49%-17.7pp | 119.21%-124.4pp | 7.63%-12.9pp |
| Employer contribution / active EE | $9,491 | $3,014+214.9% | $4,628+105.1% | $2,381+298.7% |
| Participant deferral / active EE | $8,795 | $5,240+67.8% | $6,426+36.9% | $3,470+153.5% |
| Admin fee / account holder | $20,378 | $5,519+269.2% | $9,284+119.5% | $4,887+317.0% |