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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,391 | $93,346+151.1% | $71,796+226.5% | $273,972-14.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 5.16% | 130.39%-125.2pp | 78.04%-72.9pp | 41.46%-36.3pp |
| Employer contribution / active EE | $10,181 | $2,733+272.5% | $1,924+429.1% | $4,869+109.1% |
| Participant deferral / active EE | $5,114 | $3,475+47.2% | $2,794+83.0% | $5,287-3.3% |
| Admin fee / account holder | $1,701 | $6,571-74.1% | $4,815-64.7% | $10,133-83.2% |