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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,175 | $50,972-66.3% | $88,632-80.6% | $72,976-76.5% |
| Participation rate | 72.0% | 63.4%+8.6pp | 68.8%+3.3pp | 69.5%+2.6pp |
| Annual return | 14.95% | 29.62%-14.7pp | 43.75%-28.8pp | 81.02%-66.1pp |
| Employer contribution / active EE | $1,980 | $1,475+34.3% | $2,101-5.7% | $2,440-18.8% |
| Participant deferral / active EE | $1,291 | $2,230-42.1% | $2,917-55.7% | $3,608-64.2% |
| Admin fee / account holder | $845 | $3,230-73.8% | $4,308-80.4% | $5,124-83.5% |