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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,417 | $197,637+124.4% | $177,848+149.3% | $158,982+178.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 13.73% | 58.77%-45.0pp | 48.33%-34.6pp | 302.99%-289.3pp |
| Employer contribution / active EE | $13,725 | $6,698+104.9% | $5,919+131.9% | $4,763+188.2% |
| Participant deferral / active EE | $11,756 | $8,405+39.9% | $7,714+52.4% | $5,983+96.5% |
| Admin fee / account holder | $10,275 | $15,406-33.3% | $12,431-17.3% | $11,252-8.7% |