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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,437 | $90,745+62.5% | $130,270+13.2% | $75,177+96.1% |
| Participation rate | 65.7% | 71.1%-5.4pp | 76.3%-10.6pp | 67.2%-1.5pp |
| Annual return | 21.99% | 34.45%-12.5pp | 38.89%-16.9pp | 160.75%-138.8pp |
| Employer contribution / active EE | $3,307 | $3,314-0.2% | $4,128-19.9% | $2,671+23.8% |
| Participant deferral / active EE | $3,940 | $5,362-26.5% | $6,797-42.0% | $4,126-4.5% |
| Admin fee / account holder | $4,073 | $6,331-35.7% | $6,022-32.4% | $5,651-27.9% |