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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,169 | $52,379-74.9% | $46,225-71.5% | $273,972-95.2% |
| Participation rate | 38.1% | 84.0%-45.9pp | 79.5%-41.4pp | 83.0%-44.9pp |
| Annual return | 6.83% | 7.23%-0.4pp | 7.57%-0.7pp | 41.46%-34.6pp |
| Employer contribution / active EE | $555 | $4,226-86.9% | $3,424-83.8% | $4,869-88.6% |
| Participant deferral / active EE | $1,200 | $4,660-74.3% | $3,776-68.2% | $5,287-77.3% |
| Admin fee / account holder | $0 | $4,652-100.0% | $3,519-100.0% | $10,133-100.0% |