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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,120 | $181,896-18.0% | $156,551-4.7% | $273,972-45.6% |
| Participation rate | 81.8% | 88.4%-6.6pp | 84.0%-2.2pp | 83.0%-1.2pp |
| Annual return | 8.05% | 30.74%-22.7pp | 32.23%-24.2pp | 41.46%-33.4pp |
| Employer contribution / active EE | $2,096 | $6,248-66.5% | $5,501-61.9% | $4,869-56.9% |
| Participant deferral / active EE | $4,881 | $5,550-12.1% | $4,871+0.2% | $5,287-7.7% |
| Admin fee / account holder | $3,948 | $15,560-74.6% | $13,028-69.7% | $10,133-61.0% |