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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,565 | $78,682-44.6% | $109,188-60.1% | $85,851-49.3% |
| Participation rate | 77.8% | 68.3%+9.5pp | 75.9%+1.9pp | 69.3%+8.5pp |
| Annual return | 11.24% | 25.09%-13.9pp | 25.76%-14.5pp | 318.63%-307.4pp |
| Employer contribution / active EE | $804 | $2,734-70.6% | $3,723-78.4% | $2,565-68.7% |
| Participant deferral / active EE | $2,854 | $3,468-17.7% | $4,654-38.7% | $3,952-27.8% |
| Admin fee / account holder | $583 | $5,470-89.3% | $6,755-91.4% | $6,261-90.7% |