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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,167 | $72,027+40.5% | $185,835-45.6% | $79,852+26.7% |
| Participation rate | 86.4% | 65.8%+20.6pp | 78.0%+8.3pp | 69.6%+16.7pp |
| Annual return | 6.12% | 23.13%-17.0pp | 35.96%-29.8pp | 31.72%-25.6pp |
| Employer contribution / active EE | $4,363 | $1,965+122.0% | $4,087+6.7% | $2,471+76.6% |
| Participant deferral / active EE | $7,615 | $3,780+101.5% | $5,633+35.2% | $3,740+103.6% |
| Admin fee / account holder | $6,645 | $4,513+47.2% | $9,502-30.1% | $5,306+25.2% |