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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,687 | $67,823+260.8% | $52,425+366.7% | $137,256+78.3% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 16.01% | 219.11%-203.1pp | 302.12%-286.1pp | 220.34%-204.3pp |
| Employer contribution / active EE | $6,064 | $1,163+421.4% | $914+563.3% | $4,156+45.9% |
| Participant deferral / active EE | $10,482 | $2,288+358.1% | $1,790+485.4% | $6,407+63.6% |
| Admin fee / account holder | $1,268 | $2,844-55.4% | $2,495-49.2% | $12,270-89.7% |