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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,687 | $94,439+159.1% | $73,658+232.2% | $154,746+58.1% |
| Participation rate | 100.0% | 64.7%+35.3pp | 57.0%+43.0pp | 80.7%+19.3pp |
| Annual return | 16.01% | 28.25%-12.2pp | 29.72%-13.7pp | 172.34%-156.3pp |
| Employer contribution / active EE | $6,064 | $1,257+382.3% | $1,032+487.4% | $4,379+38.5% |
| Participant deferral / active EE | $10,482 | $2,527+314.8% | $2,062+408.4% | $6,730+55.7% |
| Admin fee / account holder | $1,268 | $3,843-67.0% | $3,357-62.2% | $14,365-91.2% |