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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,741 | $145,431+75.9% | $211,142+21.1% | $87,485+192.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 18.53% | 27.21%-8.7pp | 46.84%-28.3pp | 26.06%-7.5pp |
| Employer contribution / active EE | $3,876 | $4,662-16.9% | $6,442-39.8% | $2,596+49.3% |
| Participant deferral / active EE | $16,966 | $6,859+147.4% | $9,284+82.7% | $4,274+297.0% |
| Admin fee / account holder | $5,577 | $17,052-67.3% | $19,076-70.8% | $7,775-28.3% |