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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,027 | $176,786-80.8% | $146,643-76.8% | $167,536-79.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 8.30% | 24.04%-15.7pp | 22.75%-14.5pp | 478.82%-470.5pp |
| Employer contribution / active EE | $5,836 | $5,161+13.1% | $4,137+41.1% | $4,839+20.6% |
| Participant deferral / active EE | $861 | $6,440-86.6% | $5,506-84.4% | $6,342-86.4% |
| Admin fee / account holder | $372 | $13,262-97.2% | $10,280-96.4% | $12,315-97.0% |