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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,241 | $45,043-81.7% | $63,005-86.9% | $70,124-88.2% |
| Participation rate | 68.6% | 69.5%-0.9pp | 74.8%-6.2pp | 69.5%-1.0pp |
| Annual return | 21.26% | 18.76%+2.5pp | 87.59%-66.3pp | 73.14%-51.9pp |
| Employer contribution / active EE | $1,103 | $2,052-46.3% | $2,760-60.0% | $2,342-52.9% |
| Participant deferral / active EE | $1,635 | $2,466-33.7% | $3,329-50.9% | $3,332-50.9% |
| Admin fee / account holder | $27 | $2,833-99.0% | $3,599-99.2% | $4,645-99.4% |