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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,822 | $176,120+12.3% | $159,487+24.0% | $167,553+18.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 5.68% | 331.95%-326.3pp | 263.71%-258.0pp | 478.89%-473.2pp |
| Employer contribution / active EE | $15,455 | $5,299+191.6% | $4,831+219.9% | $4,840+219.3% |
| Participant deferral / active EE | $4,042 | $7,752-47.9% | $7,354-45.0% | $6,343-36.3% |
| Admin fee / account holder | $1,812 | $12,561-85.6% | $10,804-83.2% | $12,316-85.3% |