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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,573 | $42,909-73.0% | $60,906-81.0% | $68,486-83.1% |
| Participation rate | 37.7% | 66.8%-29.1pp | 73.1%-35.4pp | 67.9%-30.2pp |
| Annual return | -19.06% | -13.99%-5.1pp | 16.94%-36.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $414 | $1,979-79.1% | $2,703-84.7% | $2,597-84.1% |
| Participant deferral / active EE | $1,447 | $2,866-49.5% | $3,814-62.0% | $4,028-64.1% |
| Admin fee / account holder | $224 | $3,104-92.8% | $3,227-93.1% | $5,404-95.9% |