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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,331 | $99,345-89.6% | $84,753-87.8% | $273,972-96.2% |
| Participation rate | 95.8% | 80.7%+15.1pp | 76.6%+19.2pp | 83.0%+12.8pp |
| Annual return | 3.05% | 22.93%-19.9pp | 22.78%-19.7pp | 41.46%-38.4pp |
| Employer contribution / active EE | $1,659 | $4,214-60.6% | $3,574-53.6% | $4,869-65.9% |
| Participant deferral / active EE | $4,225 | $4,270-1.1% | $3,712+13.8% | $5,287-20.1% |
| Admin fee / account holder | $317 | $6,645-95.2% | $5,333-94.1% | $10,133-96.9% |