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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,248 | $90,530-11.4% | $76,030+5.5% | $145,897-45.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 14.63% | 625.08%-610.4pp | 361.54%-346.9pp | 552.29%-537.7pp |
| Employer contribution / active EE | $1,785 | $3,319-46.2% | $2,688-33.6% | $4,663-61.7% |
| Participant deferral / active EE | $1,678 | $5,164-67.5% | $4,257-60.6% | $6,689-74.9% |
| Admin fee / account holder | $2,040 | $8,383-75.7% | $6,421-68.2% | $13,390-84.8% |