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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,497 | $82,674+84.5% | $125,381+21.6% | $68,486+122.7% |
| Participation rate | 89.4% | 75.1%+14.3pp | 82.4%+7.0pp | 67.9%+21.5pp |
| Annual return | -25.16% | -5.97%-19.2pp | 572.31%-597.5pp | -7.85%-17.3pp |
| Employer contribution / active EE | $2,225 | $3,382-34.2% | $4,815-53.8% | $2,597-14.3% |
| Participant deferral / active EE | $7,790 | $6,111+27.5% | $7,448+4.6% | $4,028+93.4% |
| Admin fee / account holder | $1,997 | $6,277-68.2% | $10,007-80.0% | $5,404-63.1% |