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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,098 | $106,749+169.9% | $145,433+98.1% | $82,448+249.4% |
| Participation rate | 97.4% | 75.6%+21.7pp | 82.1%+15.2pp | 68.1%+29.3pp |
| Annual return | 17.14% | 27.59%-10.5pp | 66.58%-49.4pp | 41.64%-24.5pp |
| Employer contribution / active EE | $3,134 | $3,444-9.0% | $4,554-31.2% | $2,551+22.8% |
| Participant deferral / active EE | $9,515 | $6,519+46.0% | $7,897+20.5% | $4,139+129.9% |
| Admin fee / account holder | $3,369 | $8,390-59.8% | $13,129-74.3% | $7,234-53.4% |